It is best to approach as many credit institutions and insurers as possible to try to get a loan if you have or have had a health problem. The AERAS agreement can be a last resort.
The question is often asked: can you take out a loan if you have (or have had) a health problem?
Before granting you a home loan, the bank requires you to take out loan insurance to cover the risks of death, disability and incapacity. The coverloss of employment insurance is an optional insurance that can also be offered to you when you take out a mortgage.
The conditions
This coveris rarely taken out when taking out a mortgage.
