As the Covid-19 has put the world on pause, it is natural that many buyers have been asking questions about their buying plans.
Will the real estate market experience a crisis? Will the health situation have an impact on bank rates? Can I get a mortgage set up or sign the deed of sale remotely?
At Valorama, we are aware that the process of buying a property can sometimes be complex and stressful, especially during the health crisis. So, we offer you solutions to put in place to finalise your project in time.
- The emergency situation has led many French people to adopt digital tools, including for monitoring real estate projects. The switch to teleworking during the first lockdown allowed real estate professionals and bankers to maintain the link with their clients throughout this particular period. If you cannot come to the branch, ask your advisor about the possibility of organising a video conference. In addition, in most banks you can opt to sign your mortgage offer electronically via a customer area.
- You are still looking for a property. Don't panic, virtual visits have developed strongly since the first containment. You can visit the property from your home, specialised software and new applications now allow you to better project yourself in your future home and in conditions very close to reality.
- And if the project is almost complete, all that remains is to sign the sale at the notary's office? There is also a solution! Since the decree of 4 April 2020, dealing with notaries has been made easier, and you can even sign certain deeds remotely.
As far as loan insurance is concerned, Valorama is always at your side to ensure that contracts are obtained as quickly as possible via electronic signatures or remote procedures (by telephone and email).
For any urgent request for a quote, you can fill in the online form on our website and our advisor will contact you within 24 hours.
Pierre Thunus, the director
+33 (0) 3 26 82 87 05